Instant Finance

Instant Finance is a New Zealand owned loan provider that has been providing finance to Kiwi’s since they were founded in 1971.

For the past 46 years, Instant Finance has built a solid reputation that is known for providing superior quick cash loans all over New Zealand.

Building Long Term Relationships

At Instant Finance we have a large customer base, which includes many long-term clients whose families have been using our short-term financing for generations. 

Instant finance provides reputable lending services that are specifically catered to New Zealanders and will help them get over a financial emergency quickly.  

We employ a staff of over 130 people and we are committed to employee welfare, training and individual development.

An Experienced Lender

With over 45 years of short-term credit service experience to the New Zealand community, we are able to offer the absolute best financial services to our fellow Kiwi’s.

Despite the 23 Instant Finance branches that can be found all over New Zealand, you can easily apply online if you wish.

Finding time to visit a lender at a bank can be quite difficult when you're also working 9 to 5 on the only days they are open. This is why it is so important that online services are easily accessible.

A Simple Loan Application

Instant Finance has a comprehensive online loan application form that can be completed in no time. Instant Finance has a maximum loan period of 3 years.

The loan application process is easy to complete and Instant Finance will get back to you in order to further discuss the terms of your loan.

Loans from $200

When you apply for a loan at Instant Finance, you will have the option of lending anything from $200 to $20,000.

If you are applying for a short term loan then you will, however, most likely not apply for a substantially high amount.

If you would like to borrow a higher amount, then you can lend the money over a longer time.